AUGUST 2005
Update
Understanding Capital Gains in Real Estate
Buyers: Spot Landscaping Red Flags
Gardening Tips
Real Estate Keyword
FEATURED BUSINESS
  Nexerra Mortgage  
 

Michelle Evangel
Loan Officer/
Ops. Mgr.

Bus: 408.871.1898
Cell: 408.667.3465

 
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  Crown Plumbing  
 

Abram Chandler
Owner
License No. 855792

Bus: 408.210.9500
Fax: 408.224.2297

 
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   SB's UPDATE
   

The Online Realtor®'s Newsletter
for August is Here!

Summer is coming to a close and the market is still sizzling!
For Sellers, the concentration should still be aggressive marketing. For Buyers, different negotiating strategies are necessary to maximize the most house and location for the dollar.

Do You Know What Your Home is Worth in Today's Market?

If you find the Online Realtor® useful and know someone else who might, please feel free to forward this newsletter to them.
 
   UNDERSTANDING CAPITAL GAINS IN REAL ESTATE
   

Understanding Capital Gains in Real Estate

Profits made on the sale of property are subject to capital gains taxes.
When you sell a stock, you owe taxes on your gain-the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations.
>>Read More
 
   BUYERS: SPOT LANDSCAPING RED FLAGS
   

Spot Landscaping Red Flags

Recognize red-flagged signs that might hint in a long-term problem in the purchase of a home.
A sharp eye will help buyers alert to potential problems with a home's environments, but experts warn not to assert expertise.
>>Read More
 
   GARDENING TIPS
   

Bulletproof Gardening Favorites

Gardening is one of those activities that allows you to focus your attention on something other than the mundane chores of life.
Impatiens are a summer favorite and easy to care for. Try one of the hardy new varieties, such as 'Fusion Glow' from Simply Beautiful.
>>Read More
 
 REAL ESTATE KEYWORD  FEATURED AREA
Principal, Interest, Taxes, and Insurance (PITI):

The four components of a monthly mortgage payment.
  • Principal refers to the part of the monthly payment that reduces the remaining balance of the mortgage.
  • Interest is the fee charged for borrowing money.
  • Taxes and insurance refer to the monthly cost of property taxes and homeowners insurance, whether these amounts that are paid into an escrow account each month or not.

Facts about
Evergreen/Silver Creek Valley!
  • #1 Growing Area in San José
  • 74.4% of all homes being built in San José will be in this area
  • Second highest income in San José (39% above city average)
  • A leading area for million dollar home sales
  • Dave Cortese,
    City Councilmember, Dist. 8
  • Next month's feature:
    Capriano(Morgan Hill)
       
     

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